Boost Your Credit Score, Rebuild Your Future
Welcome to FixThatCreditScore, where we help you take control of your financial future by improving your credit the right way. Our modern, results-driven credit repair service is designed to raise your credit score legally and efficiently – without false promises or shady tactics. We analyze your credit reports, dispute inaccuracies, and guide you step-by-step to a better credit profile. Better credit means better opportunities – from lower interest rates to approvals for the home or car of your dreams. Mistakes on credit reports are more common than you think – one in four consumers found an error on their credit report in a government study. We help find and fix those errors so you can boost your score and regain your confidence.
Why Choose FixThatCreditScore?
No Upfront Fees
We don’t charge before work is done — you pay only after services are delivered.
Transparent Pricing
Simple, clear pricing with no hidden costs — you always know what you’re paying for.
Proven, Legal Strategy
We use compliant, proven dispute methods — no gimmicks, no “overnight miracle” claims.
Personalized Support
Get one-on-one guidance, a custom action plan, and updates at every step.
Satisfaction Guarantee
Simple, clear pricing with no hidden costs — you always know what you’re paying for.
What We Do
Not every negative item can (or should) be disputed. We focus on items that may be inaccurate, incomplete, outdated, duplicated, or unverifiable on your credit report. Our goal is simple: challenge errors and unfair reporting — with a clean, compliant process.
Collections
We review collections for common reporting problems (wrong details, duplicates, mismatched dates/balances) and dispute items that don’t look accurate or can’t be verified properly.
Charge-Offs
We check charge-offs for inconsistencies (status, balance, dates, ownership) and dispute reporting errors where the information appears incomplete or incorrect.
Negative Accounts (Late Payments Excluded)
We work on inaccurate account details like wrong status/balance/dates and other reporting mistakes. Late payments are excluded from our disputing service.
Public Records (Where Applicable)
If a public record shows up, we review it for mismatches/inaccuracies and dispute when appropriate based on what’s being reported.
Inquiries (When Appropriate)
We review inquiries and dispute questionable entries when it makes sense based on your report and history.
Personal Information Cleanup
We help correct inaccurate personal details on your credit report—like wrong/old names, addresses, employer info, or phone details—so your file stays clean and reduces chances of mixed/duplicate info issues.
Ready to start? Get a free review and a clear action plan.
How It Works
We keep the process simple, documented, and compliant — so you always know what’s happening and why.
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Free Credit ReviewWe review your reports and identify items that may be inaccurate, incomplete, or unverifiable.
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Quick VerificationYou provide ID + proof of address so disputes can be filed properly and cleanly.
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Strategy & PrioritiesWe build a dispute plan, prioritize what to challenge first, and note what documents may be needed.
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Dispute SubmissionWe submit disputes and keep everything documented for tracking and follow-ups.
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Results & Next StepsWe review responses, confirm updates/removals, and plan the next round if needed.
Pricing Packages
Choose a plan that fits your goals. No hidden fees — cancel anytime. (Edit prices and inclusions as needed)
Credit Inquiries:
Per inquiry, per bureau.-
Pay only when the inquiry is removed
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Transparent, results-based pricing
Normal Negative Items
Per item, per bureau (charge-offs, collections, etc.).-
Charged only when an item is successfully removed
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No upfront fees
Public Records
Per item, per bureau (judgments, tax liens, bankruptcies).-
Charged only on successful removal
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No hidden fees
What Clients Say
Real feedback from clients who wanted a clearer process and better credit direction.
Frequently Asked Questions
What do you actually do?
We review your credit report and dispute information that may be inaccurate, incomplete, or unverifiable. We keep the process documented and track results through each dispute cycle.
Which credit bureaus do you work with?
We work with all three major credit bureaus: Experian, Equifax, and TransUnion.
How long does credit repair take?
Timelines vary by file. Some updates may appear after the first dispute cycle, while other cases take multiple cycles depending on bureau responses and the type of items being disputed.
Do you guarantee a score increase or removals?
No. No one can legally guarantee specific score increases or removals. We focus on disputing information that may be inaccurate, incomplete, or unverifiable.
Can you remove accurate negative information?
If an item is accurate, current, and verifiable, it may remain on the report. We do not claim to remove accurate information.
Do you dispute late payments?
No — late payments are excluded from our disputing service.
What information do you need from me to start?
Typically: your basic contact details, a valid government-issued ID, and proof of address. In some cases, we may also ask for supporting documents related to specific accounts.
Do I need credit monitoring?
In many cases, yes. Credit monitoring helps us review changes, track updates, and confirm results during dispute cycles.
Have a Question?
Fill out the form below and tell us what you need help with. The more details you share, the faster we can guide you.